Terms & Conditions

Introduction to Our Terms

These Terms and Conditions ("Terms") govern your use of financial planning services provided by lytherionaqo and our website at lytherionaqo.com. By accessing our services, you agree to be bound by these Terms.

Please read these Terms carefully before using our services. If you do not agree with any part of these Terms, you should not use our services.

Key Definitions

For the purposes of these Terms, the following definitions apply:

• "Services": Financial planning consultations, advice, and related services provided by lytherionaqo
• "User" or "Client": Any individual who accesses or uses our services or website
• "Personal Information": Information that identifies or could reasonably identify you as an individual
• "Subscription": Ongoing service arrangement at $250 per month for financial planning services

Use of Our Services

By using our services, you agree to use them responsibly and in accordance with these Terms:

Permitted Uses

• Accessing financial planning consultations and advice for personal use
• Communicating with our team about your financial planning needs
• Using our website to learn about services and access client resources

Prohibited Uses

• Using our services for any unlawful purposes or activities
• Sharing your account access with unauthorised third parties
• Attempting to disrupt or interfere with our website or services
• Providing false or misleading information during consultations

Your Responsibilities

As a user of our services, you have certain responsibilities:

• Provide accurate and complete information for effective financial planning
• Maintain the confidentiality of your account information and login credentials
• Notify us promptly of any changes in your financial circumstances
• Use our services in good faith and follow professional recommendations appropriately

Intellectual Property Rights

All content, materials, and intellectual property related to our services remain the property of lytherionaqo or our licensors.

You may not reproduce, distribute, or create derivative works from our proprietary materials without written consent.

We grant you a limited, non-exclusive license to use our materials solely for your personal financial planning purposes.

Privacy and Data Protection

Your privacy is important to us. We collect, use, and protect your personal information in accordance with our Privacy Policy and applicable privacy laws.

For detailed information about our data practices, please review our Privacy Policy Privacy Policy

Payment Terms and Conditions

The following terms apply to payments for our services:

• Monthly subscription fee of $250 is payable in advance each month
• Payments are processed automatically on the same date each month
• Failed payments may result in suspension of services until payment is resolved

Termination of Services

Either party may terminate the service relationship under certain circumstances:

You may cancel your subscription at any time with appropriate notice

We may terminate services for breach of these Terms or other legitimate reasons

Disclaimers and Warranties

Our services are provided "as is" without warranties of any kind, express or implied.

We disclaim all warranties including merchantability, fitness for purpose, and non-infringement.

Limitation of Liability

Our liability to you is limited to the greatest extent permitted by applicable law.

We shall not be liable for indirect, incidental, special, or consequential damages arising from your use of our services.

Indemnification

You agree to indemnify and hold us harmless from claims arising from your use of our services or breach of these Terms.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Governing Law

These Terms are governed by and construed in accordance with the laws of Australia, without regard to conflict of law principles.

Changes to These Terms

We reserve the right to update these Terms periodically to reflect changes in our services or legal requirements.

Your continued use of our services after changes constitutes acceptance of the updated Terms.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and lytherionaqo.

Contact Information

If you have questions about these Terms or need assistance, please contact us: